If someone else is driving your car and gets into an accident, there are a few potential outcomes that could occur. The first thing to consider is whether or not the person who was driving your car had your permission to do so. If they did, then your car insurance will typically cover the damages to your vehicle and any injuries that may have occurred. However, if the person did not have your permission to drive your car, then your insurance may not cover the accident.

In the event that the person who was driving your car did not have your permission and your insurance does not cover the accident, you may be held financially responsible for any damages or injuries that occurred. This could include paying for the damages to the other driver's vehicle, as well as any medical bills for injuries sustained in the accident.

It's also worth noting that if the person who was driving your car was found to be at fault for the accident, they may face criminal charges. This could include charges for reckless driving, hit and run, or even vehicular manslaughter if someone was killed in the accident.

If you are concerned about someone else driving your car and potentially getting into an accident, there are a few things you can do to protect yourself. One option is to add an exclusionary endorsement to your car insurance policy. This endorsement specifically excludes certain individuals from being covered under your policy. This means that if the excluded individual gets into an accident while driving your car, your insurance will not cover the damages.

Another option is to simply not allow anyone else to drive your car. While this may not be practical in all situations, it is a good way to ensure that you are not at risk of financial liability if someone else gets into an accident while driving your car.

It's also a good idea to make sure that you have a good car insurance policy in place. This will provide you with the necessary coverage in the event that someone else does get into an accident while driving your car. Be sure to shop around and compare policies from different insurance companies to find the one that best fits your needs.

In conclusion, if someone else gets into an accident while driving your car, the outcome will depend on whether or not they had your permission to drive the car and whether or not your insurance covers the accident. If the person did not have your permission or your insurance does not cover the accident, you may be held financially responsible for any damages or injuries that occurred. To protect yourself, you may want to consider adding an exclusionary endorsement to your car insurance policy or simply not allowing anyone else to drive your car. It's also important to have a good car insurance policy in place to provide you with the necessary coverage in the event of an accident.